It Really Doesn't Make Sense
Kathie will tell you that I spend way too much time staring at the
whiteboard and my spread sheets. At this point we're to the place
where there's not a whole lot more we car actively do to "make things
happen".
Easy-peasy Japanesey (Extra points if you know the reference) Amazingly, little things keep coming along that make things better. The latest example: I have a health spending account as part of my
church benefits package. The max I can contribute to that HSA is $5900
per year. Through a bizarre set of circumstances we've essentially
contributed the max for the year. SO\o by turning off the
contributions for the remainder of the year; we get EXTRA MONEY to
throw at the debt snowball! What that means in practical terms is that the last monthly credit
card payment that I've been nervous about is now easily in the budget
for the next three months and the only $$$ I HAVE to bring in to keep
the boat floating is $250 for groceries. Anything I bring in over and
above goes right to the debt snowball I've got to say that these little financial wins don't make sense to
me. It's because when I look at the white board; I see what we owe and
I don't see the total series of dominoes that fall every time a debt
gets eliminated. Now I would never say that this war on debt has been easy. Everyone I
know makes comments that I look tired all the time. That's because I
am. Three jobs take a toll and I work hard. But I would never have
anticipated how all the pieces would fall in line. A little over a
month ago; the word I would have used to describe our household
finances would be "chaos". Now there's a very nice logic and order to
everything. Logic and Order. Sound suspiciously close to "Peace". And that makes perfect sense.
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